 |
Finding Affordable Health Insurance Online
Lets face it, if you have ever shopped for affordable health insurance online& it probably caused some brain damage! Doing a basic search on Google or other popular search engines will bring up literally pages of ads claiming to offer the most affordable health insurance plans. My questions are these: 1. Are the companies legitimate? 2. Are they insurance companies or brokers? 3. What will they do with my personal information necessary to get health insurance quotes? 4. Will they really save me money?
For the most part, the answer to the first question is yes, the majority of these companies are legitimate and actually providing quite accurate information. Insurance companies compete heavily to get new customers and spend a lot of money to get premium quotes out to those shopping for affordable health insurance. The reason I say for the most part is because there are several companies advertising affordable health insurance that are really offering discount medical plans with very limited insurance components. These plans are not major medical plans and should not be used as anything more than a supplement to a major medical plan.
While some of the advertisements you find are directly from the insurance companies, the majority of links will lead you to brokerage companies that may contract with only one, or numerous different insurance companies. Dealing with a large, reputable brokerage company will assist you in your finding the most affordable health insurance plans available in your state as you are able to compare many different plans together on one site. Your state regulates the price of each plan and the monthly premium will be the same whether you get it from the brokerage company or directly from the insurance company.
Other companies online gather your information as though you will be getting an instant quote but then actually sell your information to numerous independent agents and brokerage companies. You can then expect to get as many as 20 or more follow-up phone calls within the next 24-48 hours. This may be a bit overwhelming but does put a lot of licensed, independent agents all on your side. There is certainly an advantage to having trained agents independently search for the exact type of policy that meets your personal expectations.
To save the most money and find the most affordable health insurance, I would recommend that you either use a large brokerage firm or speak with several independent agents licensed in your state.
If you know what features and benefits you are looking for in your health plan and want to compare policies and pricing between many companies then check out a large brokerage company. If you feel more comfortable getting good advice and allowing a licensed agent guide you through the maze of finding affordable health insurance, start with the representatives at ProHealthQuotes.Com. Fill out some limited information at their website and they will contact you and explain your options. They will never sell your personal information or charge you for their service.
Good Luck! Steven Smith
Steven D. Smith is a licensed life and health insurance professional and CEO of SDS Financial, LLC. He is also the author of the "2008 Guide to Choosing and Using Your Health Insurance Plan" and "Your Guide To Good Health Insurance". Other articles and books about Health Insurance written by Steven Smith can be found at his website www.AvoidingBadHealthInsurance.com
Submit Your Website To Thousands Of Article Directories Instantly!
google_ad_width = 336;
google_ad_height = 280;
//-->
|
 |
Sphere Health Systems Recognized for Excellence in Service to Community-based Health Care Facilities
Edward Koscic and Associates extends its Excellence in Service Award to Sphere Health Systems for outstanding achievement in the development and marketing of its comprehensive information systems for community-based health care facilities.
Gnome Health Launches Air & Water Purification Site
Gnome Health opens www.SanitizedAirPurifiedWater.com, a site dedicated to products that provide cleaner air and water, and www.SanitizedAirPurifiedWaterBlog.com, a blog to discuss these products and issues with the public.
Vitamins And Minerals For Optimal Health
Health is a major concern in the United States, from vitamins and minerals, to the proper nutrition and intake, it is hard to get the proper amount of nutrition you need everyday from just the regular foods you intake.
Combat Sleep Deprivation Through Alternative Health
More than 70 million Americans are reportedly affected by sleep deprivation or other sleep related disorders today. Things like stress at work, seemingly endless chores and the inevitable hustle and bustle of daily life are keeping us awake at night and taking their toll on our health. When deprived of sleep our bodies tend to react very negatively. An inability to concentrate, memory loss, severe stress and difficulty speaking are just a few of the many symptoms of sleep deprivation.
Fundamentals of Healing and Recovery - The Building Blocks for Restoring Optimal Health
Lets face it: Life is rough. Just the simple act of breathing releases a hoard of destructive molecules into your system that, left unchecked, ravage your cells and DNA, creating inflammation and a host of other problems. Every other metabolic activity in your body creates even more of these free radicals. And, as if that wasnt bad enough, stress, toxins from the pollution of our air, water and food, as well as excessive exercise, all create added burdens of oxidative stress.
Norvax Joins Aetna at In-Person Broker Seminars Exploring Successful Individual Health Sales
North Carolina health insurance brokers will get a in-person introduction to Aetna's line of individual health products in a series of seminars held this April. Attendees will also get a chance to hear from and chat with Norvax, the leading provider of insurance marketing and sales tools for the health insurance industry.
Over 48,000 Members Sign Up to Improve their Long-term Health and Fitness Goals with The Times Health Club Powered by traineo.com
Just six weeks after its launch in early January 2008, The Times Health Club boasts over 48,000 members who have recorded more than 27.8 million calories burned during 68,384 hours of exercise using the interactive online health and fitness tools licensed from the Internet's leading health and fitness community, traineo.
The Critical Difference Between Mens and Womens Health
Despite a growing body of new women's health research, the idea of equating
women and men's health still persist.Fundamentally, a stage is set for simplifying women's health to a point
of triggering dangerous health consequences for women.
Homeopathy: A Natural Health 101 Article
What It IsIn Homeopathy, extremely dilute preparations are given to a patient to spur the patient's immune system into action and re-balance the body's "vital force". The preparations are extremely dilute--often going well beyond Avogadro's Limit--but are "succussed" or rapped firmly onto a padded surface to, as Homeopaths believe, send healing vibrationationl energy throughout the remedy.
Experts Confirm the Benefits of Fluoride for Dental Health
A panel of experts on fluoride urged government and other influential bodies during the Global Consultation on “Oral Health through Fluoride”, which took place 17-19 November, to develop effective legislation, necessary directives and programmes to ensure access to fluoride for dental health in all countries.
Is Your Health Portfolio Balanced?
Is Your Health Portfolio Balanced?We are all aware of the need to balance our financial portfolio so that in
times of hardship or when disaster strikes -- stock market drops, pink
slips, etc -- we will be affected by financial challenges as little as
possible. Having a substantial bank account allows us many
opportunities that people with lesser financial savvy and preparation
must forego.
National Institute of Mental Health Awards $9.8M Grant to Establish Unique Research Center for First-Episode Schizophrenia
Scientists at The Zucker Hillside Hospital have received a $9.8 million grant from the National Institute of Mental Health to develop a new center to study the characteristics of people in the throes of their first episode of schizophrenia.
Physicians Overwhelmingly Select Carefx for North East Florida Regional Health Organization (NEFRHO)
Fusion platform enables health information exchange to simplify access to patient data and improve clinical workflow.
|
